FSA is a program that allows you to set aside

part of your paycheck ona pre-tax basis through

payroll deductions for eligible health care and

dependent care expenses.  This program allows

you to reduce your taxable income thereby

reducing your tax liability.  Keep in mind that

your FSA account cannot be used to pay for

the cost of over-the-counter(OTC) medicines

(such as ibuprofen and antacids), unless

accompanied by a physician’s written approval.

The annual enrollment period is between

November 1 & December 15.  For more

information about the FSA visit the P&A Group

at http://www.paadmin.com or call them at